(844) FOR-EXIT / (844) 367-3948

Main Office: (908) 842-0010

EXIT Realty Connections

Things to Consider Before Buying a Home

Embarking on the journey to homeownership is a significant milestone filled with excitement and anticipation. However, navigating the intricate process of buying a home requires careful planning and preparation. EXIT Realty Connections in Hackettstown, NJ, is here to help you every step of the way. If you have any questions, contact us at (844) FOR-EXIT / (844) 367-3948.

Referral Program

Looking to buy out of state or planning a move? Take advantage of our referral program to connect with top agents in your desired area. Benefit from our extensive network and experience a hassle-free relocation process.

Check Your Credit

Your credit is crucial when applying for a loan; the better your score, the lower your interest rates will be. Be sure to check all three major credit reporting companies, Experian, Equifax, and TransUnion, as the information in each report may vary slightly. Make sure you make copies of your credit report as well, and check your score well in advance of applying for loans.

Find a Lender 

Most people need to take out a loan when buying a home, and you’ll want to be prepared to make an offer when you find that perfect home. It’s essential to be sure that you’re approved for a loan before you start looking at homes so you don’t miss out on any opportunities. If you need help finding a lender, we can recommend trusted lenders near you.

Price Range

Calculate what’s realistic for you before considering different areas to live in to be sure things stay within your budget. Once you know your range, we can help you make the most of your money.

Research

Finding the right home can be time-consuming, but it’s important to consider everything before you decide. What’s the commute like to work? If you have kids, what are the schools like in the area? How many beds and bathrooms will you need? Do you prefer a newer or older-styled home? All are important factors to take into account during the home-finding process. We are dedicated to helping you through the entire home-buying process. Once we find that perfect home, we will prepare a written offer. With my experience in the market, we can help you arrive at an offer that fits your budget and has the best chance of being accepted.

Once Your Offer is Accepted

After your offer is accepted, you’ll have a grace period to have the house professionally inspected and request repairs or a counteroffer if the situation arises. Once this step is complete, we will verify the terms and conditions of your loan and assist you in signing your papers. We’re here to assist you with any questions you may have during the process.

Moving Time!

Now that you’ve found your perfect home, it’s time to make moving arrangements. If you plan on utilizing a professional moving company, we can recommend reputable, local movers. Don’t forget to fill out your change of address forms and inform the utility company of your move!

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